Government-Backed Capital for Growing Businesses
Buy a building, acquire a competitor, refinance high-rate debt, or fund a major expansion. SBA 7(a) and 504 loans deliver up to $5M+ in low-rate, long-term capital backed by the U.S. Small Business Administration.
Choose the SBA loan that fits how you want to use the capital.
The Most Flexible SBA Loan
For Major Fixed-Asset Purchases
SBA financing is one of the most versatile tools available to small business owners.
Stop paying rent. Purchase owner-occupied commercial real estate with as little as 10% down.
Buy a competitor, partner buyout, or new franchise location with long-term financing.
Consolidate credit cards, MCAs, and short-term loans into one low-rate, long-term payment.
Fund machinery, vehicles, build-outs, leasehold improvements, and working capital needs.
Tell us how you plan to use the capital and we'll point you to the right program.
Select the option that best describes your need.
SBA loans are powerful but the process is complex. We make it simple.
SBA guarantees up to 85% of the loan, unlocking access to capital that conventional banks won't touch.
Up to 25 years on real estate and 10 years on working capital — preserves cash flow.
As little as 10% down on real estate purchases — keep your cash working in the business.
SBA paperwork is brutal. We package the deal, manage the lender, and keep your file moving.
Full details on both SBA loan programs.
The SBA 7(a) program is the most popular SBA loan because of its flexibility. Use it for almost any legitimate business purpose, from buying real estate to refinancing high-rate debt to acquiring a competitor.
SBA 504 is purpose-built for major fixed-asset purchases — owner-occupied commercial real estate and heavy equipment. You get below-market fixed rates and only 10% down on most projects.
See how business owners use SBA loans to grow.
A medical practice owner is paying $14K/month in rent. Their landlord is selling the building for $1.6M and they want to buy it instead of moving.
An HVAC contractor wants to buy a smaller competitor for $1.1M to expand into a new region but doesn't have the cash on hand.
A restaurant group is carrying $400K in MCAs and high-rate credit cards that are crushing monthly cash flow.
Established small businesses looking to grow with patient, low-cost capital.
Companies that occupy at least 51% of the building they want to buy or build.
First-time franchisees and multi-unit operators expanding to new locations.
Entrepreneurs buying an existing business, partner buyouts, or roll-ups.
Operators buying heavy equipment or expanding production facilities.
Owners drowning in MCAs, credit cards, or short-term loans needing to reset cash flow.
Profitable businesses with 2+ years of operations seeking growth capital.
Submit your scenario and we'll tell you which program fits and what to expect.
Get Your SBA Quote