Bridge Loans
Fast Capital to Bridge the Gap
Need to move fast on an acquisition? Waiting for permanent financing? Our bridge loans provide the short-term capital you need to seize opportunities and keep your investment strategy on track.
Two Bridge Programs, One Goal
Choose the bridge loan that fits your experience level and exit strategy.
Bridge Limited
For Experienced Investors
Bridge Choice
For All Experience Levels
When to Use a Bridge Loan
Bridge loans are the right tool when timing is everything.
Fast Acquisitions
Close quickly on a property while permanent financing is being arranged.
Cash-Out Refinance
Pull equity from existing properties to fund your next deal.
Value-Add Stabilization
Finance a property while you stabilize occupancy or complete light rehab.
Auction Purchases
Win at auction with fast capital, then refinance into permanent financing.
Which Bridge Loan Is Right for You?
Answer a few questions to find your best fit.
What's your investment experience?
Select the option that best describes you.
Why Matrix for Bridge Financing?
Speed, flexibility, and reliability when it matters most.
72-Hour Approvals
Get a decision fast so you can move on your deal with confidence.
No Income Docs
No tax returns, W-2s, or pay stubs. We focus on the property and your deal.
No Pre-Pay Penalty
Exit early with no penalties. Pay off when your permanent financing is ready.
Flexible Exit Options
Refinance to DSCR, sell the property, or extend your term. Multiple paths forward.
Program Specifications
Full details on both bridge loan programs.
Bridge Limited
$100K–$2M | Min. FICO 700Our Bridge Limited program is designed for experienced investors who need short-term capital with competitive rates and flexible terms. Requires 2 completed projects in the last 36 months.
Bridge Choice ★ Exclusive
$100K–$2M | Min. FICO 660Our exclusive Bridge Choice program offers unique flexibility with long-term fixed-rate options normally only available on permanent loans. No experience required—perfect for emerging investors.
Real-World Bridge Scenarios
See how investors use bridge loans to solve real problems.
Winning at Auction
An investor finds a great deal at a foreclosure auction but needs to close in 10 days—way faster than conventional financing allows.
Waiting on Bank Approval
A landlord is under contract but their bank is dragging. They'll lose the deal if they can't close by the deadline.
Pulling Equity for Next Deal
An investor has equity trapped in a rental property but needs capital for a new acquisition opportunity.
Who Is This Perfect For?
Bridge loans work for investors at every stage.
Time-Sensitive Buyers
Investors who need to close fast on competitive deals before other buyers can act.
Equity-Rich Landlords
Property owners sitting on equity who want to leverage it for new acquisitions.
Value-Add Investors
Investors who need to stabilize a property before qualifying for permanent financing.
Auction Buyers
Investors who buy at foreclosure auctions and need to close in days, not weeks.
Portfolio Builders
Investors scaling their portfolio who need flexible capital between acquisitions.
First-Time Investors
New investors who need accessible financing with no experience requirements.
Ready to Bridge the Gap?
Submit your deal for a fast quote. We'll get you approved in 72 hours or less.
Get Your Bridge Quote