Residential Portfolio Loans
One Loan. Multiple Properties. Simplified Management.
Consolidate 2-10 rental properties under a single loan with one payment, one rate, and one closing. Simplify your portfolio management and unlock better terms with portfolio-level pricing.
Build Your Portfolio Loan
See how consolidating your properties can save you money and simplify management.
Total Portfolio Loan
Estimated Annual Savings
vs. managing 4 individual loans
Why Consolidate Your Portfolio?
Simplify your life and unlock better terms with a single portfolio loan.
One Monthly Payment
Stop juggling multiple loan payments, due dates, and escrow accounts. One loan means one payment on one date.
Better Rates & Terms
Portfolio-level pricing means better rates than individual loans. The more properties, the better your terms.
Simplified Accounting
One loan statement, one 1098, one set of records. Tax time just got a whole lot easier.
Cross-Collateralization
Your stronger properties support your entire portfolio, potentially qualifying you for higher leverage overall.
Portfolio Loan vs. Individual Loans
See how a single portfolio loan compares to managing multiple individual loans.
Why Matrix for Portfolio Loans?
We make consolidating your portfolio simple and fast.
72-Hour Approvals
Get a decision on your entire portfolio in 72 hours or less.
No Income Docs
Qualify on portfolio DSCR. No tax returns or pay stubs required.
Partial Release
Sell individual properties and release them from the blanket loan.
Add Properties
Acquire new properties and add them to your existing portfolio loan.
Program Specifications
Full details on our residential portfolio loan program.
Portfolio / Blanket Loan
$400K–$5M | Min. FICO 700Our Portfolio Loan program is designed for landlords who own multiple rental properties and want to simplify management while unlocking better terms. Consolidate 2-10 properties under a single loan with one payment and one rate.
Who Is This Perfect For?
Our portfolio loan program is ideal for landlords ready to simplify and scale.
Multi-Property Landlords
Own 2+ rental properties? Consolidate them under one loan for simplified management and better terms.
Scaling Investors
Growing your portfolio? Add new acquisitions to your existing portfolio loan as you scale.
Simplicity Seekers
Tired of managing multiple loans, payments, and statements? Consolidate everything into one.
Rate Shoppers
Looking for better rates? Portfolio-level pricing often beats individual loan rates.
Self-Employed Landlords
No income docs required. Qualify on portfolio DSCR regardless of how you file your taxes.
Equity Accessors
Need to pull equity across multiple properties? Cash-out refinance your entire portfolio at once.
Ready to Consolidate Your Portfolio?
Submit your properties for a custom portfolio quote. We'll show you how much you can save.
Get Your Portfolio Quote