Financing Built for Real Estate Investors
Whether you're buying your first rental or scaling a portfolio, we have the capital and expertise to help you move fast and close deals.
Choose Your Strategy
Different investment strategies require different financing solutions. Select yours below.
Buy & Hold Investors
Building a portfolio of cash-flowing rentals? Our DSCR loans let you acquire property after property without income limits or tax return requirements. Qualify based on property cash flow, not your personal income.
BRRRR Strategy Investors
Buy, Rehab, Rent, Refinance, Repeat. We fund both sides of the BRRRR strategy—short-term rehab financing to acquire and renovate, then permanent DSCR financing to hold and cash flow.
Short-Term Rental Investors
Airbnb, VRBO, and vacation rentals require specialized financing. We use actual STR income or market projections to qualify your property—no traditional income docs needed.
Value-Add Investors
Acquire underperforming assets, improve operations and NOI, then refinance or sell. Our bridge and value-add programs give you the capital and time to execute your business plan.
Loan Products for Investors
Multiple financing options to match your investment strategy.
DSCR Loans
Long-term financing for rental properties. Qualify on property cash flow, not personal income.
Learn MoreBridge Loans
Short-term capital for acquisitions, transitions, and value-add opportunities.
Learn MorePortfolio Loans
Consolidate multiple properties into one loan. Simplified management, better terms.
Learn MoreProperties We've Funded
From single-family rentals to multifamily portfolios—we fund it all.
Single Family Rental
$425,000 DSCR Loan • Chicago, IL
Fix & Flip
$285,000 Rehab Loan
Short-Term Rental
$520,000 DSCR Loan
Multifamily
$1.2M Portfolio Loan
BRRRR Project
$340,000 Bridge Loan
Why Investors Choose Matrix
We understand how investors think because we are investors.
No Tax Return Headaches
We know your tax returns don't reflect your true income. That's why we qualify based on property cash flow, not your 1040.
Speed That Wins Deals
In competitive markets, speed matters. Get approved in 72 hours and close in under 30 days to beat out other buyers.
Scale Without Limits
No limit on the number of properties you can finance. Grow your portfolio as fast as you can find good deals.
Close What We Quote
No bait-and-switch. No last-minute re-trades. The terms we quote are the terms you get at closing.
One Lender, All Products
From acquisition to long-term hold, we have products for every stage of your investment journey.
Real Relationships
Talk to real people who understand real estate investing. No call centers, no runaround.
Estimate Your Buying Power
See how much property you can acquire with our investor-friendly financing.
Investment Property Calculator
Adjust the sliders to see your potential loan amount and monthly payment.
Loan Amount
"Matrix funded my first 3 rental properties in under 6 months. No tax returns, no income verification—just property-based lending that actually makes sense for investors. They get it."
Ready to Grow Your Portfolio?
Get pre-qualified in minutes. No credit pull, no commitment.
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