Financing for Portfolio Landlords | Blanket Loans | Matrix Commercial Capital

Portfolio Financing

Grow Your Rental Empire Without Limits

Whether you own 2 properties or 200, we have financing solutions that scale with your portfolio. Consolidate loans, unlock equity, and keep acquiring—without income limits or property caps.

No Limit On Properties

No Tax Returns Required

$5M+ Portfolio Loans

Scale Your Portfolio

Build Your Portfolio Loan

See how consolidating properties into one loan can simplify management and save money.

Portfolio Details

Adjust the sliders to model your portfolio.

Number of Properties 5

Average Property Value $250,000

Average Monthly Rent $2,000

Current Loan Balance (%) 60%

Your Portfolio

5 Properties

$750,000
Total Portfolio Loan (75% LTV)

$1,250,000

Portfolio Value

$10,000

Monthly Rent

1.25

Portfolio DSCR

$0

Cash Out Available

Individual Loans vs. Portfolio Loan

See why landlords consolidate with blanket financing.

Individual Loans

Managing multiple loans separately

Loan Payments 5 different

Escrow Accounts 5 accounts

Annual Fees ~$2,500

Paperwork 5x more

VS

Portfolio Loan

One loan covering all properties

Loan Payments 1 payment

Escrow Accounts 1 account

Annual Fees ~$500

Paperwork 80% less

Calculate Your Savings

See how much you could save by consolidating your portfolio.

Number of Properties 5

Current Avg. Interest Rate 7.5%

Total Loan Balance $750,000

Estimated Annual Savings

$4,750

per year with portfolio loan

Interest Savings (0.5% lower rate) $3,750

Admin Fee Savings $500

Insurance Bundle Savings $500

5-Year Savings $23,750

Why Portfolio Landlords Choose Matrix

We understand the unique needs of landlords scaling rental portfolios.

No Income Verification

We qualify based on property cash flow (DSCR), not your personal tax returns or W-2s. Your portfolio speaks for itself.

Unlimited Properties

No cap on how many properties you can finance. Scale your portfolio as fast as you can find good deals.

Cash-Out Available

Access your equity to fund renovations, acquire more properties, or diversify your investments. Up to 75% LTV.

One Payment, One Servicer

Consolidate multiple loans into one monthly payment. Less paperwork, fewer headaches, simpler bookkeeping.

Cross-Collateralization

Use equity from stronger properties to help qualify others. Your portfolio strength works for you.

Scale Faster

Repeat borrower benefits mean faster approvals and better terms as you grow. The more you build, the easier it gets.

Your Path to Portfolio Growth

We have products for every stage of your landlord journey.

1

First Rental

Start with a single DSCR loan. No income docs, close in 30 days.

DSCR Loan

2

Growing (2-4)

Add properties with individual DSCR loans or small portfolio.

DSCR / Portfolio

3

Scaling (5-10)

Consolidate into blanket loan. One payment, better terms.

Blanket Loan

4

Portfolio Pro (10+)

Custom portfolio solutions with dedicated account management.

Custom Terms

Portfolios We've Financed

From duplexes to 20+ unit portfolios—we fund landlords at every scale.

8-Property SFR Portfolio

$2.1M Blanket Loan • Chicago Suburbs

Suburban Rental

$285K DSCR Loan

Townhome Portfolio

$1.4M Portfolio Loan

12-Unit Multifamily

$1.8M DSCR Loan

Premium Rental

$520K DSCR Loan

Modern SFR

$425K DSCR Loan

What Portfolio Landlords Say

Real feedback from real investors.

"I consolidated 7 properties into one portfolio loan with Matrix. One payment instead of seven, and my rate actually went down. Should have done this years ago."

DW

David Williams

Portfolio Landlord • 14 Properties

"The DSCR program let me scale from 2 rentals to 9 in just 18 months. No tax returns, no income limits. Matrix just looks at the property cash flow and makes it happen."

LP

Lisa Patel

Real Estate Investor • 9 Properties

Ready to Grow Your Portfolio?

Get pre-qualified in minutes. See how much buying power you have.

Get Started Today

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